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up by giving them account and personal information. Then you will

be able to use their software to access your account. There is definitely

an issue with privacy in both cases. It is obvious that customers

do not what their personal information released. A more important

issue, perhaps more important than your personal information is your credit

card number. This can be used by anyone who has it. There is

no real way to stop someone from using your number at another site to buy

things with out your permission. This is a major concern of the e-business

industry. Should the consumer be concerned? Well, yes and no.

The first thing you should be concerned with is the validity of the e-business

itself. Unless the company can offer you some kind of assurance that

you can agree with, you should stick to the companies you know and trust.

Many businesses you have been using for years are now making the push to

provide an electronic method to shop. Once you have established that

you are in fact dealing with a respectable firm, you in most cases have

nothing more to worry about. Most respectable companies use data

encryption to secure online transfers. These sites use your browser

to encrypt data so that no one without the decryption key can gain access

to your information. Microsoft Internet Explorer and Netscape come

standard with 40-bit encryption. With your data encrypted, even with

a 40-bit encryption, it is safer to transmit that data around the world

than to call in your number over the telephone. When you are talking

about online banking, you most likely will have to upgrade your browser

to support 128-bit encryption. The majority of online banking companies

will not let you use the basic 40-bit encryption because it is not quite

as safe as the 128-bit version. It is assumed that you need more

protection for your bank accounts than you do for a basic online purchase.

In all cases you should be using some form of encryption to transfer data.

Some companies will give you a security guarantee.

Issues Regarding E-business:

There are two points of view to consider.

There is the consumer and the business person. Within these two groups,

there are those in favor of e-business and those who are not. First

I would like to talk about the consumer and there points of view.

There are many reasons why a potential customer will either like e-business

or will not. I believe the main reason most people like e-business

is the ease in which they can get what ever they want, when ever they want

it. Anyone with a valid credit card can go to a site such as www.amazone.com,

and order anything they want at any time of the day. Within a few

days (depending on the method of shipping chosen) their order will arrive

at their front door. The problem with shopping online is, because

you are not bound by geography, the company you bought from could be on

the other side of the world. They have to send you the product.

This obviously creates delays in receiving your merchandise and you will

also have to pay a modest shipping charge in addition to any other charges.

If you are buying something heavy like a computer monitor, you may not

wish to spend the extra fifty or so dollars to have it shipped. In

this case going to your local circuit city may be a more effective way

of shopping. Basically, when shopping online you have the power to

get anything any time, but you may have to pay for your convenience.

From the perspective of the e-business

itself, there are other things to consider. Mostly you need to consider

the cost versus the sales. Is it worth the cost to setup and maintain

a website? What exactly is involved in setting up an e-business?

In order to set an e-business you will need a domain name, webspace to

put pictures and things like that, and bandwidth. In addition to

this, you might need to hire technical support, and purchase software needed

to run your business. Compared to the cost of traditional commerce,

I believe e-business is much cheaper to run and maintain. When running

an e-business you wont have as high of an overhead to pay. A domain name,

webspace, and bandwidth are all fairly cheap. A growing number of

businesses think e-commerce is a good investment, and a legitimate way

to expand their company. Large companies such as K-Mart are leaning

towards the e-business market.

Personal Experience:

In my quest for the best product at the

best price, I too have turned to e-commerce from time to time to get what

I needed. My first experience comes from purchasing a telephone online.

I started by visiting several sites and inspecting what they had to offer.

I began to notice right away that some stores are more expensive than others,

even for the exact product. I proceeded to find the best deal on

the phone I wanted and, as I described before I added it to my shopping

cart at www.amazon.com. Next I went to check out. The scrip

loaded and I entered all of my personal data and my credit card number.

After I did all of that, I was taken to a billing screen where I could

choose my form of shipping based on cost and time. At the bottom

of the billing section it added the price of the phone and all of the additional

charges (such as shipping), and produced an actual total. Before

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